Stamp duty calculator
Work out the stamp duty on a home in England or Northern Ireland, band by band, for any kind of buyer.
Rates from GOV.UK, in force since 1 April 2025, checked 13 November 2026. Tested against HMRC's worked examples.
Result
On a £300,000 home in England or Northern Ireland, as a home mover, the stamp duty is £5,000.
stamp duty to pay
| Up to £125,000 at 0% | £0.00 |
|---|---|
| £125,001 to £250,000 at 2% | £2,500.00 |
| £250,001 to £925,000 at 5% | £2,500.00 |
| Effective rate | 1.67% |
The same price in Scotland: £4,600 and Wales: £4,500.
Show the workings
| Step | Sum | Answer |
|---|---|---|
| Up to £125,000 | £125,000 × 0% | £0.00 |
| £125,001 to £250,000 | £125,000 × 2% | £2,500.00 |
| £250,001 to £925,000 | £50,000 × 5% | £2,500.00 |
| Total | the parts added up, rounded down to the pound | £5,000.00 |
What this leaves out or assumes
- For a residential property in England or Northern Ireland, bought outright by an individual. Shared ownership, companies, leases and linked purchases have their own rules.
- You pay it within 14 days of completion. A solicitor or conveyancer usually pays it for you.
Where the figures come from
- Stamp Duty Land Tax: rate in band 1: 0%. Source: GOV.UK: Stamp Duty Land Tax, residential property rates. Checked 13 November 2026.
- Stamp Duty Land Tax: top of band 1: £125,000. Source: GOV.UK: Stamp Duty Land Tax, residential property rates. Checked 13 November 2026.
- Stamp Duty Land Tax: rate in band 2: 2%. Source: GOV.UK: Stamp Duty Land Tax, residential property rates. Checked 13 November 2026.
- Stamp Duty Land Tax: top of band 2: £250,000. Source: GOV.UK: Stamp Duty Land Tax, residential property rates. Checked 13 November 2026.
- Stamp Duty Land Tax: rate in band 3: 5%. Source: GOV.UK: Stamp Duty Land Tax, residential property rates. Checked 13 November 2026.
- Stamp Duty Land Tax: top of band 3: £925,000. Source: GOV.UK: Stamp Duty Land Tax, residential property rates. Checked 13 November 2026.
- Stamp Duty Land Tax: rate in band 4: 10%. Source: GOV.UK: Stamp Duty Land Tax, residential property rates. Checked 13 November 2026.
- Stamp Duty Land Tax: top of band 4: £1,500,000. Source: GOV.UK: Stamp Duty Land Tax, residential property rates. Checked 13 November 2026.
- Stamp Duty Land Tax: rate in band 5: 12%. Source: GOV.UK: Stamp Duty Land Tax, residential property rates. Checked 13 November 2026.
Stamp duty rates
| Part of the price | Rate |
|---|---|
| Up to £125,000 | 0% |
| £125,001 to £250,000 | 2% |
| £250,001 to £925,000 | 5% |
| £925,001 to £1,500,000 | 10% |
| Above £1,500,000 | 12% |
You pay each rate only on the part of the price in that band. A £295,000 home pays nothing on the first £125,000, 2% on the next £125,000 and 5% on the rest: £4,750. All rates for every part of the UK.
Stamp duty at common prices
| Price | Moving home | First-time buyer | Additional property |
|---|---|---|---|
| £200,000 | £1,500 | £0 | £11,500 |
| £300,000 | £5,000 | £0 | £20,000 |
| £400,000 | £10,000 | £5,000 | £30,000 |
| £500,000 | £15,000 | £10,000 | £40,000 |
| £750,000 | £27,500 | £27,500 | £65,000 |
| £1,000,000 | £43,750 | £43,750 | £93,750 |
Stamp duty for every price up to £2 million
Who pays more, and who pays less
- First-time buyers pay nothing up to £300,000 and 5% on the part up to £500,000. Above £500,000, the normal rates apply. First-time buyer calculator.
- Additional properties, such as a second home or buy-to-let, usually pay 5% more in every band, for prices of £40,000 or more. Second homes calculator.
- Buyers who are not UK resident usually pay 2% more on top.
Scotland and Wales have their own taxes: LBTT in Scotland and Land Transaction Tax in Wales. Your solicitor or conveyancer usually pays the tax for you within 14 days of completion and adds it to their bill. This gives information, not advice.